Plano gets the same hail as the rest of North Texas, but with a wrinkle much of the metroplex does not share: a large share of its housing sits under homeowners associations with architectural rules covering roof colour and profile. That constrains the choice before price enters the conversation. This page lists roofers serving Plano.
What Plano roofers handle
Hail and storm damage, with the insurance process that follows.
HOA architectural submissions, which precede the work in much of the city.
Full replacement on asphalt shingle, the standard covering.
Impact-resistant upgrades, discounted by Texas insurers and often HOA-approved.
Steep-slope work on the two-storey stock that dominates here.
Decking and ventilation exposed at tear-off.
Licensing in Texas
Texas does not license roofing contractors. The Texas Department of Licensing and Regulation does not regulate the trade, there is no state exam, and there is no state register to check. Anyone can start knocking on doors after a storm.
What exists instead:
- City registration and permits, which vary by municipality and are checkable locally
- RCAT certification, from the Roofing Contractors Association of Texas — voluntary, so its absence proves nothing, but its presence is a real signal
- General liability and workers’ compensation, which you verify yourself, because no state licence stands behind the work
One legal point worth knowing before anyone quotes you. Under Texas Insurance Code chapter 707, reinforced by House Bill 2102 in 2019, a contractor may not waive, rebate or absorb your insurance deductible. You are required to pay it. A roofer offering to “cover your deductible” is proposing insurance fraud — a Class B misdemeanour carrying up to 180 days in jail and a $2,000 fine.
It is also the most reliable way to identify a contractor who will not be around when the roof leaks.
What’s specific to Plano
The association usually decides the shingle. Across much of Plano, architectural guidelines specify permitted colours and profiles, and changing them takes approval and time. Ask whether the contractor has worked in your specific neighbourhood and whether they handle the submission — the ones who do it regularly know which products are already approved.
Class 4 shingles are often the easy sell here. Impact-resistant products carry a Texas insurer discount, and many Plano associations have already approved suitable profiles — so the upgrade that pays back in a hail market is frequently also the path of least resistance with the HOA.
1980s–2000s stock, mostly two-storey. Steeper pitches and greater height than the older inner-ring suburbs, which raises labour cost per square and makes access and staging a real part of the quote.
Plano permits its own work. Confirm the permit is pulled in the contractor’s name with the City of Plano.
Storm chasers target high-value stock. Larger homes mean larger claims, and out-of-state crews follow. Local address and history are the checks available in a state with no licence.
Pricing expectations
Plano figures for 2026, from the City’s own re-roof handout and local roofing companies:
- Full replacement: $8,000–$18,000 depending on roof size and material; another local company publishes $5,000–$15,000
- Insurance-funded replacement after a hail event: you pay the deductible, typically $1,000–$2,500
- Class 4 impact-resistant shingles: stated to qualify for a 15–30% insurance premium discount
- Permit: required, but the City publishes no fee — its own handout says only “refer to the fee schedule”
- Re-roof work not exceeding 25% of the roof does not require a permit
- Most residential replacements are completed in one to two days
Plano inspects your attic. The City’s re-roof handout requires a final inspection that goes inside — verifying vent piping through the roof, rafters in position, and water heater and exhaust vents reinstalled properly — a requirement in force since 1 June 2003 and one that appears on no cost-guide page. There is also a waiver form: if you choose to waive the City inspection, you sign a Certification of Final Roof Installation stating your contractor performed it instead. Think hard before signing that. Other City rules worth knowing: wood shake, slate, clay, cement and asbestos-cement coverings must be torn off, never gone over; metal and tile require non-combustible underlayment; replacement shingles must be minimum Class C; unpackaged seconds are prohibited; and roof systems in place before 18 January 1988 fall under a separate City amendment. The housing stock is predominantly 1980s to 2000s, so a large share of Plano is now past the point where a post-storm inspection tends to find something.
These are ranges local roofing companies publish for this metro rather than survey data, so treat them as a bracket to check a quote against, not a price list.
Two contract items: whether the City final inspection is being scheduled or you are being asked to waive it, and that non-combustible underlayment is specified if the covering is metal or tile.
Neighborhoods served
Roofers listed here work across Plano, including Willow Bend, Deerfield, Legacy, Prestonwood, Kings Ridge, Hunters Glen, Downtown Plano, Ridgeview and West Plano.
Most also serve surrounding communities — Frisco, Allen, Richardson, McKinney, Murphy, Wylie, Carrollton and Addison.
How this directory helps
Every roofer here is listed with business name, address and phone so you can verify them yourself.
Three questions sort Plano contractors. Ask whether they have worked in your neighbourhood and who handles the HOA submission. Ask who pulls the Plano permit. And if anyone offers to cover your deductible, that is a Class B misdemeanour.